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中小企业融资方式研究+完善中小企业融资方式的对策 第2页

更新时间:2012-4-6:  来源:毕业论文
ABSTRACT

Small and Medium-sized Enterprises (SMEs) are an important faetor in national eeonomy and play a strategie role in the eeonomic development of various countries in the world. It is generally agreed among iniemational conununity of economies and academy that,SMEs will play the leading role in economic develoPment of the 21s’ eentury.In China,the greatest developing country in the world,SMEs have a more prominent standing and role.Therefore,it has already beeome the major Problem crying for solution in the century to probe into regularities in the developing meehanism of Chinese SMEs,promoting its healthy growth,and the smooth iniegration of Chinese eeonomy into world economy in the tide of economic globalization.Insufficient financial problem of SMEs,whieh is meaningful in promoting the development of SMEs,adjusting the industrial strueture and reinforcing the iniemational comPetitive Power,is a top of general interest in eeonomic realms in China,thus how to cireulate funds for SMEs is an urgent issue we confront• 本文来自优.文~论^文·网原文请找腾讯32491.14
This article focuses on a series of issues facing SMEs,including the limited factors for SMEs themselves,limited financing channels,information asymmetry and disfunctional governmental and social financing service systems.Based on these main problems which form the constraints for SMEs financing,this article analyses the reasons to these problems.At the same time,this article also gives policy recommendations which aim to increase the quality of SMEs,restructure the credit mechanism of commercial banks,develop small and medium sized private financing institutions,enhance the development of direct financing system and improve credit guarantee for SMEs and other social financing service systems etc.
Key words:small and medium-sized enierprises;financing ways; countermeasures

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