摘要：我国的小微企业虽然在企业规模上较小，但是为国民经济的发展起到了巨大的推动作用。目前，我国的小微企业在融资渠道和融资规模上和大型企业相比都处于不利地位，这是由于小微企业自身特点等多方面的原因所造成的。68993
本文将以小微企业作为主要的研究对象，采用文献分析和案例分析的方法，对小微企业目前融资模式的现状和存在的问题进行研究，最终发现我国小微企业虽然在融资结构上不断调整、规模上不断扩大但是仍然存在信用缺失、缺少担保以及政策不完善等各方面的问题。本文通过对小微企业的外源融资和内源融资的融资模式的分析同时结合分析出的问题分别从小微企业自身、民间融资平台和政府政策三个方面提出促进小微企业融资的对策。
毕业论文关键词：小微企业 融资模式 融资结构
The Study of the Financing Mode of Small and Micro Enterprises
Abstract: the small micro enterprise in our country although small in scale, but on promoting the development of the national economy still plays an irreplaceable role. At present, the small micro enterprise in the financing channels and financing scale compared with large enterprises are at a disadvantage, this is due to the small micro enterprise characteristics caused by various reasons.
This article will take the small micro enterprise as the main research object, using the methods of literature analysis and case analysis, the current financing mode of small micro enterprise present situation and the existing problems are studied, finally found the small micro enterprises in our country while constantly adjust on the financing structure, the scale expands unceasingly, but there are still lack of credit policy, the lack of guarantees and imperfect and so on various aspects of the problem. This article through to the exogenous and endogenous financing of small micro enterprise financing financing mode and combining with analysis of the problems, respectively, from the enterprise itself, folk financing platform and three aspects of government policy and puts forward some countermeasures to promote small micro enterprise financing.
Key words: small micro enterprise financing financing structure
目录
一、引言 1
（一）研究背景、研究意义 1
1、研究背景 1
2、研究意义 1
（二）相关文献回顾 1
（三）研究内容 3
二、小微企业融资的理论研究 3
（一）相关概念界定 3
1、融资和小微企业 3
2、企业融资的形式 3
3、小微企业融资的意义 4
（二）小微企业融资的障碍和突破口 5
1、小微企业融资的障碍 5
2、小微企业融资的突破口 6
三、小微企业融资现状及存在问题 7
（一）小微企业融资现状 7
1、融资规模不断扩大 7
2、融资结构不断调整 8
3、融资方式更加多样 9
（二）小微企业融资中存在的问题 小微企业融资模式研究:http://www.youerw.com/jingji/lunwen_77712.html