毕业论文移动版

摘要：发展绿色金融业务，是促进我国金融结构优化调整，实现经济可持续发展的必经途径，是我国未来金融发展的正确方向，也是我国金融领域的一场必要的创新与变革。论文在阐述绿色金融相关概念的基础上，对我国商业银行绿色金融业务进行现状分析，并给出兴业银行和上海浦发银行的成功案例。借鉴国外商业银行发展绿色金融业务的成功经验，包括政府和公共融资机构直接加入绿色债券的发行、形成严格的贷款审查与监控机制、实施税收相关的激励机制加大竞争力。提出我国商业银行发展绿色金融业务的对策建议。

关键词：商业银行；绿色金融；绿色信贷

Research on the Development of Green Finance Business in Commercial Banks

Abstract：The development of green financial business is the necessary way to promote the optimization and adjustment of China's financial structure and realize the sustainable development of the economy. It is the correct direction of China's future financial development and a necessary innovation and change in China's financial field. On the basis of expounding the concept of green finance, this paper analyzes the current situation of green financial business of commercial banks in China, and gives the success stories of Industrial Bank and Shanghai Pu-dong Development Bank. By learning from the successful experience of foreign commercial banks to finance the development of green business, including the government and public financing institutions directly to join the issuance of green bonds, the formation of strict loan review and monitoring mechanisms, the implementation of tax-related incentives to increase competitiveness. We put forward suggestions to China's commercial banks to develop green financial services.

Keywords:commercial bank;green finance; green credit

目 录

0引言 1

1绿色金融的相关概念 2

1.1绿色金融的概念和特点 2

1.2商业银行绿色金融业务简介 2

1.3商业银行发展绿色金融业务的必要性 4

2国内商业银行发展绿色金融业务的现状分析 7

2.1国内商业银行绿色金融业务发展现状 7

2.2国内商业银行发展绿色金融业务的成功案例 8

2.3国内商业银行绿色金融业务发展存在的问题 9

3国外商业银行发展绿色金融业务的经验 10

3.1国外商业银行发展绿色金融业务的典型案例 10

3.2对国内商业银行发展绿色金融业务的启示 11

4国内商业银行发展绿色金融业务的建议 13

4.1明确“绿色投资”和“绿色债券”的定义、认证与监督 13

4.2鼓励绿色投资，提高绿色债券的吸引力，培育绿色投资者 14

4.3进一步加强绿色信贷宣传力度 14

4.4强化与利益相关方的合作机制 15

结 论 16

致 谢 17

参考文献 18

商业银行绿色金融业务发展研究