摘要本文通过在风险管理的一般步骤的基础上，对风险管理全委托模式进行分析，详细介绍了工程保险对于风险管理的作用，使工程保险成为研究的重点。大型建筑工程因为投资大、风险高、施工技术复杂，因而一般的风险管理方法无法满足要求，必须通过工程保险对其加强风险管理。保险人通过保险公司对建筑工程项目进行投保，在选择合适的保险公司时，必须关注其风险成本，以确定它的经济效益和承保能力。除了通过一次投保的方式进行保险外，还应该注重大型建筑工程保险的再保险，保障原保险人的稳定经营。同时，招投标机制在工程保险中的引用将极大地完善风险管理。通过这些方法体现工程保险作为风险管理的手段，尤其是在大型建筑工程中，对风险进行有效地控制和防范。最后，在结合这些方法的基础上，对我国的大型建筑工程的风险管理和工程保险提出中肯的建议和意见。56675
毕业论文关键词：风险管理、工程保险、保险公司、再保险、招投标机制
Abstract In this paper, the general steps of risk management on the basis, wholly entrusted mode of risk management, analysis, detailed engineering insurance for the role of risk management, engineering insurance to be the focus of the study. Large construction projects because of high investment, high risk, complex construction technology, and thus the general approach to risk management can not meet the requirement, we must strengthen risk management through engineering insurance. Insurance by insurance companies to insure construction projects must be concerned about the cost of risk, choose the right insurance company to determine its economic and underwriting capacity. In addition to insurance through insurance, should also focus on insurance, reinsurance of large construction projects, to ensure stable operation of the original insurer. At the same time, the bidding mechanism engineering insurance will greatly improve risk management. By these methods reflect the engineering insurance as a means of risk management, especially in large construction projects, effective control and prevention of risk. Finally, on the basis of the combination of these methods, they will provide a few risk management and engineering insurance for large construction projects in China with a few suggestions and opinions.
Keywords: risk management, engineering insurance, the cost of risk, reinsurance, bidding mechanism
目 录
第一章 绪论 1
1.1 研究的目的和意义 1
1.2.1 国内外风险管理发展现状 1
1.2.2 国内外工程保险发展现状 2
1.3 研究的内容和方法 4
第二章 基本理论综述 6
2.1 大型建筑工程项目的定义 6
2.2 风险管理的定义和基本原理 6
2.2.1 工程风险的定义 6
2.2.2 风险管理的概念 6
2.2.3 工程风险管理的基本原理 6
2.3 工程保险的原理 8
2.3.1 工程保险的概念 8
2.3.2 工程保险的特点 8
2.4 大型建筑工程涉及的险种 9
2.5 保险合同的主体 10
2.6 工程保险费及保险费率 大型建筑工程项目风险管理和工程保险的研究:http://www.youerw.com/guanli/lunwen_61231.html