摘要我国商业银行中间业务起步晚，收入比重低，品种少，创新能力不足，服务收费不合理。加入WTO后，中外银行的激烈竞争使得我国商业银行在发展中间业务上，处于金融体系的核心地位。同时在经济发展中承担着越加重要的位置，代表了更重要的意义。全国政协委员、建行行长张建国日前表示，利率市场化改革已进入临门一脚的关键时刻，他提出“银行是弱势群体”。一直以来，银行在人们心目中的形象，绝不是“弱势群体”。从利润看，根据2014年9月wind统计的A股上市公司半年报数据，16家上市银行2014上半年实现净利润6854.84亿元。这意着在当时2535家上市公司中，数量仅占到A股上市公司0.6%的上市银行，净利润占比达到了54%，已然半壁江山。似乎无论从哪个角度来讲，银行都可以被列入高富帅行列。但正如张建国所言，在这个金融改革不断深化的时刻，商业银行面临着许多新的情况。而上市的股份制银行是中国国民经济的重要组成部分，是中国资本市场的主要蓝筹股。因此，对我国上市股份制商业银行的竞争力进行分析，是为了更好地促进中国股份制商业银行的兴盛，推进金融体制鼎新，完竣金融市场和资本市场，增进国民经济的繁荣，具有非常紧要的价值。45141
毕业论文关键词：股份制上市银行； 竞争力； 实证分析
Abstract
Banking is in the core of the financial system, taking more and more important role in economic development, represents the more important significance. The CPPCC national committee, CCB President zhang jianguo said recently, market-oriented interest rate reform has entered the crucial moment of finishing, he said "Banks are vulnerable groups." is put forward. For a long time, bank image in the eyes of people, is by no means "vulnerable groups". Look from profits, according to A September 2014 a-share listed companies of the half-year wind statistics, 16 listed Banks in the first half of 2014 net profit of 685.484 billion yuan. This means that at the time of 2535 listed companies, the number of just 0.6% to the a-share listed companies of the listed bank, net income accounted for 54%, already half. Seems to be no matter from which Angle, the bank can be included in Grosvenor LTD handsome. But as zhang jianguo, in this moment of deepening financial reform, commercial bank is faced with many new situations. And joint-stock listed Banks is the important component of the national economy, is China's capital market main blue-chip. Therefore, the analysis of the competitiveness of listing Corporation joint-stock commercial Banks in China, To promote the development of joint-stock commercial banks of our country listed, promote the further deepening of our country's financial system reform, perfecting the financial market and capital market, promote the development of national economy, has the very vital significance.
Key words： The listed joint-stock banks； Competitive power； The empirical analysis
目 录
摘 要Ⅰ
AbstractⅡ
一、国内外银行竞争力的理论综述 1
（一）理论依据 1
（二）评价指标体系的建立 4
二、对股份制上市银行竞争力状况的分析 7
（一）盈利能力指标分析 7
（二）流动性指标分析 8
（三）安全性指标分析 9
（四）资产规模指标分析11
（五）发展能力指标分析12
（六）创新能力指标分析13
三、结论与建议 14
（一）结论 14
（二）建议 15
参考文献 17
致 谢 18
股份制上市银行竞争力分析
近几年，中国银行业的竞争逐渐剧烈，因此，找准感染银行竞争力的要害成分，关联银行自身存在的问题，才能制定出科学合理的发展思路。因此，关于银行竞争力的研究就越加势在必行。 股份制上市银行竞争力分析:http://www.youerw.com/kuaiji/lunwen_46440.html