摘要：随着中国市场经济的迅速发展，中国的国际地位逐步提升，已跃居为世界第二大经济体以及第一大贸易国。为了尽快与国际接轨，我国开始了人民币国际化之路。在2008年的金融危机中，我们越来越意识到储备货币多样化的重要性，因此，人民币国际化于国内和国际而言都是必经之路。然而，我国虽然通过金融体系改革，实施了各种区域金融合作，人民币国际化取得了显著的成就，但是，其水平仍未达到国际货币的标准。另外，2013年上海自贸区的设立带动了一系列金融体系改革，包括了资本项目可兑换、利率市场化等方面的创新实践，这些金融体系中的创新实践与人民币国际化进程密切相关。本文旨在通过了解人民币国际化进程的现状，并分析其对上海自贸区金融服务业的影响。61893

毕业论文关键词： 人民币国际化；上海自贸区；金融体系改革

The Effect on Shanghai Free Zone Financial Services of RMB Internationalization Process

 Abstract:Along with economic development, China’s international status has further enhanced. Now became the world’s second-largest economy and the largest trading nation. In order to participate in globe regulation, the process of RMB as an international currency has become an inevitable choice. In the financial crisis of 2008, we were increasingly aware of the importance of reserve currency persification. Therefore, RMB internationalization is essential for both domestic and international. However, although carried out some financial system reform and strengthened regional monetary, which resulted in the remarkable achievements in RMB internationalization, its level still has not reached the standard of international  

currency. Besides, the establishment of free trade zone in Shanghai led to a series of financial system reform, including innovation practice of capital account convertibility, interest rate liberalization and so on. The innovation in financial system reform are closely related to the internationalization of RMB. The purpose of this paper is to understand the present situation of RMB internationalization, combining the analysis of impact on free trade zone financial services in Shanghai.

Key words: RMB internationalization;Shanghai free trade zone;financial;system reform

 目  录

一、 绪论 1

（一） 选题背景与选题意义 1

（二） 国内外研究现状 1

 (三)本文的框架结构 3

二、 货币国际化的理论分析 4

（一）货币国际化的概念 4

（二）货币国际化的条件 4

三、 人民币国际化进程 6

（一） 人民币国际化的概念及重要性 6

（二）人民币国际化的现状 8

四、 人民币国际化对我国经济金融的影响 13

（一）人民币国际化造成我国本币波动 13

（二）人民币国际化进程会带来我国货币的市场利率上升 13

（三）人民币国际化进程对经济增速及国际收支平衡的影响 13

（四）人民币国际化对我国的境外直接投资（FDI）产生影响 15

（五）人民币国际化进程对我国物价水平造成波动 15

（六）人民币国际化进程对货币乘数造成影响