小企业成长过程中对金融服务的需求分析
关键词 小企业 金融服务 企业成长阶段 融资
毕 业 论 文 外 文 摘 要
Title Analysis of Small Enterprises' Demand for Financial Services in Their Growth Process
-- based on the example of JDKJ
Abstract
Considering the role of small enterprises in contributing to employment and technology，this paper take a listed company JDKJ in SMSE stock market as an example to analyze the characteristics and potential difficulties qs of small enterprises in their various development stages. The thesis based on the case studies indicates that financial institutions who have more resources ought to provide small enterprises with a wide range of services such as financial support, consultation and expanding their partners. When boosting growth of small enterprises according to national policies, financial institutions also get an opportunity to develop their own business. Financial institutions establish a variety of solutions to small enterprises' financial problems, which is bound to achieve their common development.
Keywords small enterprises financial services development stages financing
目次
一、引言 1
二、小企业定义及作用 1
2.1小企业定义 1
2.2小企业的作用 2
2.2.1小企业创造了大量就业机会 2
2.2.2小企业是推动技术进步的重要力量 2
2.2.3小企业是经济增长的重要推动力 2
三、国内外研究现状 3
3.1企业上市前后的经营状况变化研究 3
3.2小企业融资理论研究 4
3.2.1国外研究现状 4
3.2.2国内研究现状 4
3.3小企业成长阶段理论研究 5
3.3.1国外小企业成长阶段理论研究 5
3.3.2国内小企业成长阶段理论研究 5
3.3.3本文对小企业成长阶段的划分--以JDKJ为例 6
四、研究方法 6
五、企业成长过程中的金融需求分析 6
5.1小企业成长过程中的融资渠道规模分析 6
5.2小企业成长过程中各个阶段的金融服务需求及面临的问题 7
5.3企业上市前后财务指标分析 12
5.4金融企业对小企业展开融资服务和综合支持时，面临的条件约束 14