ASP商业银行网上信贷自助服务系统的功能设计与实现
毕业论文关键词： 网上信贷；中小企业；信贷功能需求 ；ASP；SQL； Dreamweaver
Functional design and implementation of commercial bank credit online self-service
Abstract: SMEs plays a very important role in the national economy, it has gradually become the main force in the development of the productive forces of the country. Also it makes contribution to the depressed job market. Although the position of SMEs in the economy becomes more and more important, however, the development of SMEs has been plagued by the difficulties in financing. And the corporate finance is the main way to bank loans, while due to the bank credit limitation rules. It is difficult to take out a loan from banks for SMEs. Reasons include bank credit procedures complicated. Studied in this paper is how to make simplifying procedures for SMEs to bank loans, the use of the method is a network carrier. In the design, we are ready to implement the conditions of the SME loans online review. Simplify the loan process, each step of the online operation to achieve the loan and so on. The significance of the design is to simplify the lending companies and banks on both sides work program to facilitate and reduce the cost of lending to SMEs. The bank's borrowing costs and lower labor costs, but also provide practical reference for the future development of online banking to business. Design focuses on aspects from the bank.
Keywords: Online credit; SMEs; credit functional requirements; ASP; SQL; Dreamweaver.
目录
一、绪论 1
（一） 课题研究的背景和意义 1
（二） 银行网上信贷自助服务系统的发展与现状 1
（三） 银行网上信贷自助服务系统研究范围 2
（四） 银行网上信贷自助服务系统涉及计算机技术 3
二、商业银行网上信贷自助服务系统分析 4
（一） 国内中小企业融资特点分析 4
1、 中小企业抵押物少 4
2、 对中小企业发放贷款风险高 4
3、 中小企业信用评价低 4
4、 银行经营风险控制 5
（二） 中小企业信贷流程 5
（三） 银行网上信贷自助服务系统需求分析 6
1、 在线申请需求分析 6
2、 企业人员需求分析 6
3、 信贷人员需求分析 6
4、 客户管理需求分析 6
5、 业务管理需求分析 7
6、 利息管理需求分析 8
7、 人员管理需求分析 9
8、 查询统计需求分析 10
（四） 银行网上信贷自助服务系统数据流程图 10
三、银行网上信贷自助服务系统设计 16
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