摘要:金融作为现代经济平稳运行的中介,它的增长与发展对实体经济有着特殊的作用和意义。尤其是2008年由美国次贷危机所引发的的全球金融危机,对各国的经济体制产生了更为凸出的影响,而且每一个国家都不能避免的被卷入其中,由此更能看出金融发展与经济增长之间更加紧密的关系。如何正确理解金融发展和经济增长间的联系与关系,怎样建立起促进经济快速、可持续增长的现代金融体系和运行环境,对于完成十八大提出的金融改革深化的目标,具有重要的现实意义。35273
本文通过选取我国相关的经济发展数据(经济指标选定为实际国内生产总值增长率RGDP,测试金融发张的指标选为:金融机构的效率指标FIE、金融的相关比率FIR、固定资产的投资指数IFAI和保险深度ID),选择计量经济学的EVIEWS软件对数据进行时间序列平稳性检验ADF、多元线性回归等论证在我国,金融发展与经济增长之间确实存在某种程度上的正相关,并结合我国的金融发展现状与本文的实证分析对我国的金融改革提出简短的意见与建议。
毕业论文关键词:金融发展,经济增长,金融相关比率,金融机构效率
The Analysis of the relationship between financial development and economic development
Abstract: In this modern society, finance stays in the core status in the whole economic system The development of the finance puts a more and more important role in promoting the race of economic development, and financial meanings in the economic system attract far more attention not only in the economic areas but also in the common people’s daily lives Especially in the 21st century, the boom of financial crisis effects each nation’s economic structure ,in quantity and quality From this phenomenon we can see that the relationship between the development of finance and the increase of the economy has been greatly enhanced HOW to hold the relationship between the development of both sides needs attention of everyone who devotes himself or herself in the financial and economic areas Because setting up a modern financial structure and operating environment can speed up the race of economic development sustainably That means a lot, specially for the course of our deepening the reform of the finance in our nation
Form picking up the relating data about Chinese economic development from 2003 to 2013,with the use of unit root test、Augment Dickey-Fuller test、Multiple Linear Regression、line chart, we can get the argument and analysis between the financial and economic development And with the conclusion we get, the suggestions for our national finance and economy can be easily and undoubtedly adopted in the real practice
In this article, we use the rate of gross domestic product to measure the development of economy; Financial institution efficiency、Financial Interrelations Ratio、Index of Fixed Assets Investment、Insurance Depth are adopted to measure the financial development
All the data are found in the <China Statistical Year Book>, <Almanac of China's Finance and Banking>, from 2003 to 2013
Key Words:financial and economic system, financial structure, data analysis
目 录
一 引言 1
(一)研究背景 2
(二)研究意义 3
(三)文献综述 4
二 对金融发展与经济增长的现有理论分析 5
三 金融发展与经济增长的实证分析 7
(一)金融发展与经济增长原始数据分析 7
(二)指标选择的理论依据 9 金融发展促进经济增长的实证分析:http://www.youerw.com/jingji/lunwen_33127.html