经济新常态下我国农村金融创新研究
毕业论文关键词：经济新常态；农村金融；制度创新；服务创新；资产证券化
Research on Rural Financial Innovation under the New Economic Norm in China
Abstract The 18th CPC National Congress put forward to promote the integration of urban and rural areas, focus on the development of rural areas, increase farmer ’s income, maintain the economic growth of rural areas as a method of accelerating the improvement of the socialist market economic system and the transformation of the mode of economic development. Great importance has been attached to rural economic construction. There are many factors that hinder the development of rural economy, including the unreasonable industrial structure, the income gap between urban and rural areas, among which the most important is the financial repression caused by the rural financial backwardness. Under the new economic normal , China is dealing with a development mode transformation from the quantity- focus to quality- focus. Establishing a sound rural financial system and promoting rural financial innovation are essential to promote agricultural development, to increase farmer’s income, to solve the ‘Issues of agriculture, farmer and rural area’ and to optimize agricultural industry structure. Under this condition, this paper draws from best practices of rural financial innovation experience of other agriculturally-developed countries, to seek ways to improve rural financial system, deepen the innovation mechanism, so as to promote the development of rural economy. Although the policy subsidies to agriculture is great, but the effect is not obvious, in the final analysis, is the lagged rural financial restrains the development of rural economy. Study the rural financial innovation helps to promote rural economic development financially. The optimization of rural finance plays an important role of narrowing the gap between urban and rural areas. After decades of development, the rural finance system has been initially established. It can now meet some of the farmer ’s basic needs. However, many drawbacks still exist. The current rural financial service ‘not only fall behind the rural economy, but also lags the rural economy’. These problems can only be solved through innovation. On this basis, the paper puts forward suggestions from four aspects, the rural financial system, rural financial institutions, rural financial services, and rural financial products.
上一篇：农村土地流转新融资模式研究
下一篇：汇率变动影响价格的实证分析