摘要：外汇储备作为一种金融资源对于经济发展有着巨大的影响，且只有在恰当运用时才能体现其价值。我国巨额的外汇储备正面临着如何合理规划投资路径的问题，而多元化投资正是现今行之有效的一种方案。本文对于外汇储备投资多元化进行了研究，首先简单地介绍了外汇储备投资多元化方面的研究背景和相关定义，然后分析了我国在此方面的进程现状，再者对外汇储备投资多元化存在的问题进行了分析，而后对其他国家的成果经验进行分析并剖析出可以借鉴的经验，最后提出对于我国具有实际意义的外汇储备投资多元化的建议。64240

关键词：外汇储备；投资多元化；金融性投资；非金融性投资；资产组合管理

毕业论文 外 文 摘 要

Title  Further research about multi-variety investment of China's foreign exchange reserves persification  

Abstract

foreign exchange reserves, as a kind of financial resources for the development of the economy has a great influence, and only when proper use can reflect its value. Huge foreign exchange reserves in China are faced with how to reasonable planning investment path problem, and persification is effective today. For reserve persification has been studied, this paper first simply introduces the foreign exchange reserves persification research background and the related definitions, and then the paper analyzes the current situation in the aspects of the process in China, in addition to the problem are analyzed, and then analyze the achievements of other countries experience and analysis that can draw lessons from the part, and finally put forward opinions and has practical significance for our country's development direction.

Keywords:  foreign exchange reserves persification ；multi-variety investment ；financial investment；non-financial investment ；portfolio management

目   录

1.引言 1

1.1 问题的提出和研究意义 1

1.2 论文的研究重点和难点 1

1.3 研究方法和步骤 2

2.外汇储备及投资多元化的相关理论 2

2.1 外汇储备的概念 2

2.2 投资多元化的概念 2

2.3 外汇储备投资多元化的内涵 3

3．我国外汇储备投资多元化现状 4

3.1 金融资产投资现状 4

3.2 非金融资产投资现状 7

4．我国外汇储备投资多元化存在的问题分析 8

4.1 金融资产投资比重仍偏大 8

4.2 投资资产价值不稳定 9

4.3 多元化投资管理主体不完善 9

5.外汇储备投资多元化的经验借鉴 9

5.1 挪威的经验 9

5.2 新加坡的经验 10

6．我国外汇储备投资多元化的具体策略 11

6.1 资产多元化管理 11

6.2 非金融性资产多元化方面的策略 12

6.3 金融性资产多元化方面的策略 13

结论 14

致谢 15

参考文献