摘要: 这些年来,随着我国社会主义市场经济建设各项工作的不断深入发展,小微企业已经大量出现。按照相关不完全的统计数据来看,目前全国已经有超过一千家小微企业,再加上3800多万个体工商户,其总共有工作人员二亿多,小微企业不管是在促进民众增收,还是在实现各类相关人员需求方面,或者是促进各类人员创业等都发挥了较大的作用,有力地促进了技术进步和当地的经济发展。但是,小微企业除了市场规模较大,且具有一定的灵活性以外,且本身还存在着管理落后,以及竞争力弱等问题。与此同时,小微企业大多数都没有进行长期的规划,对资金的要求也相对较为被动,要求授信到位的时间相对较紧,授信频率比较高。由于小微企业存在着这些特点和相关因素,决定了商业银行对小微企业不会像大企业那样,投入大量的人力和物力去进行贷前调查、审批和贷后管理等各项工作。较之于大型企业,小微企业的最大特点就是可以快速地应对外部环境的变化,而其相对应的债务的特点为量多、流程短,无法得以全面的监管。62263

毕业论文关键词: 小微企业;合同能源管理;风险辨识;风险评估;风险控制

Research On Risk Identification And Control Of Energy Performance Contracting Project For Small Business

Abstract:Over these years, with the continuous development of China's socialist market economy and the construction of the continuous development of small and micro enterprises have been a lot of. According to the related to incomplete statistics. At present, the country has more than 1000 small and micro enterprises, with more than 3800 million inpidual industrial and commercial households, the total staff of more than 200 million, small and micro enterprise whether in the promotion of people's income, or in the realization of various related personnel demand, or is to promote entrepreneurship and personnel of all kinds have played a larger role, effectively promoted the technology progress and economic growth of local areas. However, small and micro enterprises in addition to the larger market, and has a certain flexibility, and there is still a poor management of their own management, as well as weak competitiveness and other issues. At the same time, the majority of small and micro enterprises have not carried out long-term planning, the requirements of funds are relatively passive, the requirements of the credit in place is relatively tight, relatively high credit. Due to the existence of small and micro enterprises and related factors of these characteristics determine the commercial banks to small and micro enterprises will not be as large enterprises such as, put a lot of manpower and material resources to the loan before the survey, examination and approval, and post loan management of the work. Compared with large enterprises, the biggest characteristic of small and micro enterprises is can quickly respond to changes in the external environment, and characteristics of the corresponding debt amount, short process, can not be comprehensive regulation and supervision. 

Keywords:Small Business;Energy Management Contract;Risk Identification;Risk Assessment;Risk Management

目录

1. 绪论 4

1.1 研究背景、目的及意义 4

1.2 合同能源管理的概念 5

1.3 国内外现状 5

2. 合同能源管理运作中的投资风险及控制途径 10

2.2 合同能源管理项目投资风险的阶段性 11

2.3 合同能源管理项目风险的防范工作 12

2.3.1 对合同相对人进行必要的尽职调查

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