网络时代的移动支付现状趋势及存在的问题
毕业论文关键词：移动支付； 电子商务； 发展潜力
Abstract
The 21st century, everyone enjoyed a persified life. Advances in information technology, to make people's lives more colorful. As network technology to improve people's way of life has also changed. Now we use more QQ, micro letters and other social software chat, and reducing the use of SMS, voice calls; now we are in online shopping, reducing the demand for store shopping; now we pay more to use the phone after shopping, pay utilities and other expenses, anywhere - mobile payments. Data show that in 2014 three month 7,8,9 domestic scale mobile payment transactions up to 20,000 more than one billion, growth of over 25%. 2015 Spring Festival, launched a grab red micro-channel activity, only one night New Year's Eve, there are 200 million bank cards to bind the micro-channel purse, Paypal took eight years to reach this height. Clearly, consumers are increasingly dependent on mobile payments. Mobile payment industry and traditional payment industry to form a new competition. More than two sets of data are alarming, and data from the two groups, we believe that mobile payment market far from saturation, with advances in network technology, business model innovation, mobile payment still has great potential for development. This article from the mobile payment development status, advantages and problems, business models, applications and trends in the development of several aspects of research, so as to explore the potential of mobile payments.
Key words： Mobile Payments；E-commerce；Development potential
目 录
摘 要Ⅰ
AbstractⅡ
一、引言.1
㈠选题的目的和意义.1
㈡文献综述.1
㈢研究思路.2
二、移动支付的基本介绍.2
㈠什么是移动支付.2
㈡移动支付发展历程.2
三、移动支付的现状分析.3
㈠移动支付在国外的现状分析.3
㈡移动支付在国内的现状分析.4
四、移动支付的优势.4
㈠ 用户数量巨大...4
㈡ 网络时代的环境适合移动支付发展...5
㈢ 电子商务等商业模式的繁荣发展...6
五、移动支付发展过程中存在的不足及改进建议.8
㈠ 移动支付发展过程中存在的不足...8
㈡ 移动支付的改进建议...9
六、移动支付的发展前景.10
㈠ 巨大的潜在客户群...10
㈡ 移动支付的发展趋势11
参考文献..12
致 谢..14
网络时代的移动支付
一、引言
㈠ 研究意义与目的
移动支付是个人或者单位通过手机等移动终端购买产品或者服务，并且直接或者间接的向第三方支付平台发送支付指令，实现资金从个人账户转移到商家账户，从而完成购买行为的支付手段。2009年以来，国内的移动支付产业发展势头迅猛，移动支付对传统支付产生了猛烈的冲击。
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