摘要改革开放以来，中国中小出口企业得到了迅猛的发展，对地方经济的贡献度也在不断提高。中小出口企业在促进地方经济增长、增加劳动就业率、推动技术改进等方面起到了越来越重要的作用。但中小出口企业在快速发展的同时又面临着各种困难，而其中中小出口企业融资难问题又是制约中小出口企业发展最为关键的问题。因此，如何解决中国中小出口企业融资难问题，为中小出口企业提供金融支持是中小出口企业取得长远发展的关键。鉴于此，本文主要对浙江银行支持中小出口企业的金融手段进行分析，在分析中国中小出口企业融资现状的基础上，分析融资难的原因，接着重点分析浙江银行对中小出口企业的金融支持手段进行研究，并与美国、日本等国家对中小企业的金融支持进行比较。最后为浙江银行对中小出口企业金融支持提出对策与建议。68241

毕业论文关键词：浙江银行；中小企业；金融支持 ；对策

毕 业 论 文 外 文 摘 要

Title     Research  on  Financial  Support  of  Bank  in Zhejiang  to  Small  and  Medium-Sized  Enterprise  

Abstract

Since the reform and opening up, small and medium enterprises in China has been developed rapidly, the contribution to the local economy is also rising. SMEs play an increasingly important role in promoting local economic growth, increasing employment rate, and promoting technical improvements. SMEs is facing all kinds of difficulties during the rapidly development, and financing of SMEs is the most critical issue of restricting the development of small and medium-sized enterprises. Therefore, how to solve the problem of financing SMEs, to provide financial support for small and medium-sized enterprises is the key to obtain to long-term development. In view of this, this paper analysis the Bank of Zhejiang financial support to small and medium-sized export enterprises, to analyze the reasons for the difficulty of financing on the basis of analysis the status of the financing of small and medium-sized export enterprises in China, then analysis Zhejiang bank financial means to support small and medium-sized export enterprises research and financial support for SMEs compared with the United States, Japan and other countries. Finally, then put forward countermeasures and suggestions financial support for small and medium-sized export enterprises of Zhejiang Bank.

Keywords   Bank of Zhejiang ;Small and Medium-Sized Enterprises; Financial Support ,measures

目  录

1  绪论 1

1.1  研究背景及意义 1

1.2  主要研究内容 1

2  中国中小出口企业融资现状与分析 3

2.1  中小企业概念的界定 3

2.1.1  年销售收入标准................................... ............4

2.1.2  职工人数标准....................................... ..........4

2.1.3  资产总额标准......................................... ........5

2.2  中国中小出口企业融资现状分析 .................................. 5

2.3  浙江中小出口企业融资现状分析 ............................6

2.4  中小出口企业融资困难原因分析 8

3  浙江银行对中小出口企业的金融支持研究 11

3.1  中小出口企业优质客户资源的拓展