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摘要我国城市商业银行的历史虽然很短，且一直在我国金融体系的夹缝中生存，但在深化金融体制改革的大背景下，城市商业银行深化改革，勇于开拓，积极创新，不断探索适合自身发展的道路，随着金融脱媒和利润市场化的不断发展，我国城市商业银行面临着更大的机遇与挑战。京津冀、长三角和珠三角地区作为我国的三大新战略区域，对其内部城市商业银行竞争力的研究显得尤为重要，具有巨大的现实意义。33634
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本文首先介绍了国内外学者对城市商业银行的研究成果，系统阐述了商业银行竞争力、城市商业银行以及竞争力评价常用方法等理论基础；然后在遵循科学全面、可比可操作的原则的基础上，建立三大地区城市商业银行评价指标体系；以我国三大地区29家城市商业银行为样本，运用统计分析软件SPSS19.0对相关数据指标进行因子分析，计算得出三大地区城市商业银行在各方面的得分排名以及综合得分情况后，分别对三大地区内城市商业银行竞争力进行分析，然后对三大地区城市商业银行竞争力进行比较分析；最后通过实证分析的结果，针对各个地区城市商业银行竞争力的弱势方面提出相应的对策建议。
关键词 城市商业银行 竞争力 因子分析 评价指标体系
毕业论文外文 摘 要
Title A comparative study on the competitiveness of Beijing Tianjin Hebei,Yangtze River Delta and Pearl River Delta City Commercial Bank
Abstract
The city commercial banks in China's history is short, has been caught in the financial system of our country, but in the background of deepening the reform of financial system, city commercial banks to deepen the reform, pioneering, innovation, continue to explore their own path of development. With the continuous development of financial disintermediation and profit market, China's city commercial banks are facing greater challenges and opportunities. Beijing Tianjin Hebei, Yangtze River Delta and Pearl River Delta region as China's three new strategic area, research on the internal competitiveness of city commercial bank is very important, it is of great practical significance.
This paper first introduces the domestic and foreign scholars on the research results of city commercial banks, expounds the competitiveness of commercial banks, city commercial banks, competitiveness evaluation methods and theoretical basis; then based on comprehensive, follow the scientific principles of the operation ratio, establish evaluation index system of City Commercial Bank in China; the three major areas of 29 city commercial banks as samples, using statistical analysis software SPSS19.0 on the relevant data indicators by factor analysis, calculation of city commercial banks in three regions in all aspects of the comprehensive score and score ranking, and makes a comparative analysis on the competitiveness of the city the three major areas of commercial banks; finally, the results of empirical analysis, put forward the corresponding countermeasures for the competitiveness of various regions of the city commercial banks vulnerable areas.
Keywords City Commercial Bank Competitiveness Factor analysis The evaluation index system
目 次
1 绪论 1
1.1 研究背景和意义 1
1.1.1 研究背景 1
1.1.2 研究意义 2
1.2 文献综述 2
1.2.1 国际对于商业银行竞争力的评价研究方面 3
1.2.2 国外对中小商业银行的研究方面 4
1.2.3 我国对城市商业银行的研究方面 5
1.2.4 国内外研究述评 7
1.3 研究方法和研究内容 7