国有商业银行再造策略研究+文献综述
毕业论文关键词：国有商业银行 银行再造 组织结构 业务流程 信息技术
Research on the Process Reengineering of State-owned Commercial Banks in China
Abstract: This paper mainly studies the state-owned commercial banks’ reengineering strategies, which has important theory meanings and realistic meanings. Studied from separately three aspects, including the organization structure reengineering, business processes reengineering and information technology system reengineering, this paper analyses how the state-owned commercial banks should do in process reengineering in order to achieve better development. We find that there exist some problems urgently to be solved in the state-owned commercial Banks, such as the overstaffing in organizations, the imperfect business process and the incomplete informationization. After analyzing the case of process reengineering by the agricultural bank of China branches in jiangsu province, we think the process reengineering of state-owned commercial banks must introduce horizontal and vertical structure reform, create value-added business process, strengthen the link of information technology and bank operation. Therefore, state-owned commercial banks should make full use of existing resources and explore their own road in process reengineering.
Key Words：The state-owned commercial banks, Bank process reengineering, The organizational structure, The business process, Information technology
目录
一、引言 1
（一）研究背景 1
（二）研究意义 1
二、文献综述 2
(一) 银行再造理论发展 2
（二）国有商业银行再造相关研究回顾 3
三、国有商业银行再造的理论分析与策略选择 5
（一）商业银行再造的主要内容 5
（二）我国国有商业银行的改革历程与特殊性分析 6
（三）我国国有商业银行再造的策略 8
四、国有商业银行再造案例研究 9
（一）中国农业银行概况 10
（二）中国农业银行江苏分行的现状分析 10
（三）江苏农行再造基本思路 12
五、国有商业银行再造的建议 15
（一）内外部组织结构再造 15
（二）实现银行与银行之间的合并、兼并，银行与企业之间的战略联盟 16
（三）银行企业文化的再造 17
优尔、研究结论 18
参考文献 19
一、引言
（一）研究背景
20世纪60年代以来，银行再造运动首先在美国银行业兴起，到90年代末，已经在全球广泛运用。银行再造理论之所以发展迅速，是因为它打破了银行的传统管理理念，设计了新的工作结构，创造了工作方法，提高了银行的工作效率，使之更具有竞争优势。
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