摘 要：现代经济发展迅速，商业银行之间的竞争激烈。中间业务的发展给商业银行提高了盈利，中间业务收入已经和资产负债类收入共同组成了银行的三大支柱业务。随着现代经济的发展，银行业竞争的加剧，商业银行传统的银行业务盈利逐渐减少，同时现在的客户需求也越来越高，这都对商业银行发展提出了更高的要求,所以中间业务作为新兴的业务，以其风险小，收益稳定的特点成为我国商业银行发展道路上一个亮点。本文以中国银行南京分行为例，介绍了中国银行南京分行中间业务发展的现状，内外环境及存在的问题，提出发展中间业务的基本策略，旨在为中间业务发展战略提供理论参考,也能为中国银行南京分行中间业务发展提供现实可行的建议。75505

毕业论文关键词：中国银行，中间业务，发展策略

Abstract：With the rapid development of modern economy, the competition between the commercial Banks。 The development of intermediary business for commercial Banks to increase the profit, intermediate business income have income and assets liabilities jointly constitute the three pillars of business of the bank。 Along with the development of modern economy, banking competition, traditional banking business of commercial bank profits to reduce gradually, and now the customer demand is becoming more and more high, the development of commercial Banks put forward higher requirements, so as a new business, intermediary business for its small risk, income stable characteristics become a bright spot on the development road of China's commercial Banks。 Based on the bank of China, nanjing as an example, this paper introduces the status of development of the intermediary business of bank of China, nanjing branch, the internal and external environment and the existing problems, puts forward the basic strategy to develop intermediary business, aims to provide theoretical reference for intermediary business development strategy, can the bank of China, nanjing intermediate business development to provide practical and feasible Suggestions。

Keywords：bank of china,intermediary business,development strategy

目 录

1  引言 3

2  中间业务相关简介 3

2。1  中间业务的概念 3

2。2  中间业务的分类 3

2。3  中间业务的特点 4

3  中国银行中间业务发展趋势与现状 4

3。1  中行南京分行中间业务的特征 4

3。2  中行南京分行中间业务的发展现状 5

3。3  中行南京分行中间业务发展的内外环境分析 8

3。4  中行南京分行中间业务收入与同行业的比较 8

4  中国银行中间业务发展的问题透视 8

4。1  不重视中间业务的发展 10

4。2  缺少中间业务的明星产品 10

4。3  缺乏高素质的人才 11

4。4  法律制度不健全 11

5  中国银行中间业务发展的对策 11

5。1  提高对中间业务发展重要性的认识 11

5。2  充分利用中国银行的各种资源发展明星产品 12