我国航运保险的发展现状及对策分析
Analysis of the Current Development of China's Shipping Insurance and Countermeasures
Abstract:The shipping industry is an industry of high investment and high-risk , as a compensation mechanism of the shipping industry, shipping insurance plays a role that can not be ignored in the development of the international shipping. Shipping insurance industry in China has been promoting the rapid growth of China's shipping industry to a certain extent, but it still has many problems, such as the simple structure of the business, the harsh competitive environment, lacking of professionals, and other issues, which results in the development of China's shipping insurance industry behind the shipping industry needs to it. So at this stage China's shipping insurance urgently needs to breakthrough in some aspects, such as actively guiding the balanced development of China's shipping and insurance products, creating a favorable external environment, strengthening the training of professionals and so on , in order to enhance the overall strength of China's shipping insurance industry, thus promote the sustained and rapid development of China's shipping industry.
Key word：Shipping insurance; Protection and indemnity insurance;Reinsurance
目 录
摘 要 1
Abstract 1
一、航运保险的概述 2
（一）航运保险的定义及分类 2
（二）航运保险的意义 2
二、我国航运保险的发展现状 4
（一）我国航运保险业处于发展初级阶段 4
（二）与发达国家相比仍存在较大的差距 5
三、我国航运保险发展存在的问题 6
（一）航运保险业务结构单一 6
（二）航运保险市场竞争环境恶劣 7
（三）航运保险专业人才匮乏 7
（四）航运保险公司运营能力较差 8
（五）航运保险有关法律制度也有待完善 8
四、对我国航运保险发展的对策建议 9
（一）积极引导我国航运保险产品的均衡发展 9
（二）营造良好的外部环境 10
（三）加强航运保险专业人才的培养 10
（四）提高我国航运保险公司的运营能力 11
（五）建立完善的法律体系 12
参考文献 14
致谢 15，3634
前言
航运是贸易的衍生物，国际贸易的繁荣发展推动了航运业的快速发展，而航运业的快速发展又引发了对航运保险业的迫切需求。资本密集性和高风险性使航运保险成为航运业不可或缺的一部分。我国要想进入航运业的高速发展时期，必须建立与之相适应的航运保险服务体系。而目前我国航运保险业的发展远远落后于航运业的需求，我们需要剖析自身的优势及不足，找出其制约因素，借鉴国际航运保险业高速发展的成功经验，提升我国航运保险业的担保能力，提升我国航运保险业在国际市场上的份额和地位，从而提升我国航运保险业的整体实力，为我国航运业的发展提供强有力的保障，真正为航运业的稳定发展保驾护航。