摘要：近年来，随着科学技术和经济的快速发展，金融业也大步向前与技术融合。互联网金融是一种新的金融模式，近几年在我国得到飞速的发展，而陆金所更是众多互联网金融企业中的龙头企业。陆金所平台专享理财“彩虹系列”、“安鑫系列”及“财富汇系列”项目产品基本都拥有变现借款的功能。投资者可以在陆金所网站平台申请“稳盈-变现通”服务向陆金所客户群体借钱来增加自己的本金，增加杠杆比率，进行多元化套利，来提升客户本身产品收益率。本文主要是对陆金所部分产品投资策略进行分析研究，以便让投资者们能够更好更全面地了解陆金所以及其对应的产品，优化投资策略，得到更高的收益。70036

毕业论文关键词： 陆金所；P2P；投资；策略；杠杆；套利

Internet finance leading enterprises—Lufax’s Partial product investment strategy

Abstract: In recent years, with the continuous development of science and technology as well as the financial industry and technology integration, internet finance has been rapid development in our country, and Lufax is a leading enterprise in so many Internet financial companies. Most products of Lufax platform exclusive financial "Rainbow Series", "Anxin Series" and "Wealth sink Series" have the function of the realization of borrowing. Investors can apply for "stable earnings - realizable""service to borrow money from the customers of Lufax to increase their own principal, increase leverage ratio, persified arbitrage, to enhance the customer's own product yield. This article is a study for Partial product investment strategy of Lufax, so that investors have a detailed understanding of Lufax’s products, then to obtain higher investment returns.

Keywords: Lufax; P2P; investment; strategy; leverage; arbitrag

 目录

摘要 i

Abstract i

1 绪论 1

1.1 研究背景 1

1.2 国内外互联网金融发展及现状 1

1.3 P2P网贷发展及现状 3

1.4 P2P网贷平台的评价指标及第三方评价平台 5

1.5 相关金融数学知识 6

2 陆金所概况 7

2.1 陆金所简介 7

2.2 陆金所产品线 7

3 陆金所部分产品及组合投资策略 12

3.1 陆金所部分产品简介 12

3.1.1 稳盈-变现通 12

3.1.2 彩虹系列 14

3.1.3 安鑫系列 14

3.1.4 财富汇系列 14

3.1.5 稳盈-e享计划